Citic bank non-performing rate fell contrarian three year cumulative billion poor digestion ca4111

Citic bank non-performing rate fell contrarian three year cumulative digestion adverse exposure table: Sina billion fund letter Phi lag false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click [I want to complain], Sina help you expose them! The Li Yumin in the first half of 2016, with the domestic economic slowdown, the asset quality of the banking sector as a whole is hard to find, rising non-performing. Market interest rates down, spreads narrowed pressure increases. Plus camp changed to increase, the official implementation of the policy, the further squeeze the profit margins of the banking sector. Even in this series of challenges and pressures, CITIC Bank recently released interim results can produce a satisfactory answer. The report shows that in the first half of 2016, CITIC Bank net profit attributable to shareholders of 23 billion 600 million yuan, an increase of 4.49%; pre provision profit of 55 billion 165 million yuan, an increase of 17.85%, a number of brokerage analysts are given to assess the performance of ultra expected growth rate. Particularly unusual is that banks non-performing loans increased significantly, rising rate of adverse circumstances, CITIC Bank took the lead in the end of the bad double up trend, the decline rate of adverse trend. Daily News reported that the bank’s non-performing loans in the first half of 38 billion 520 million yuan, an increase of $2 billion 470 million over the previous year, an increase of 6.85%, NPL ratio was down by 0.03 percentage points. Three years of accumulated billions of digestion in the banking sector non-performing asset quality can hardly be "inflection point", China CITIC Bank achieved bad "rise and fall" is not easy. Sun Deshun, President of CITIC Bank, said in an interview with analysts and investors, the current non-performing assets of the banking industry is still showing an overall upward trend, it can not be concluded that the worst has reached the peak. In contrast, CITIC Bank is the industry in the early start to expose the bad assets of banks. Since 2013, I have to digest the 1 billion yuan of bad assets, relative to the total loans 2 trillion yuan, in recent years through various channels to the digestion of non-performing assets to total assets ratio is close to 5%." At the beginning of this year, CITIC Bank 2015 results conference, Sun Deshun had said: the ideal state is to achieve a single bad." In the first half, this goal has been initially achieved. In the August 26th interim results conference, Sun Deshun also said, I did not realize the NPL ratio and amount to double down the first half of 2016, the pressure is still very large. For example, some of the bank’s credit industry, and now the process of social and economic restructuring of the industry affected by the existence of a certain overlap, such as wholesale and retail and manufacturing. To this end, China CITIC Bank has also taken some measures, such as increasing the collateral collateral requirements for loans. In recent years, the bank disclosed financial reports can be seen, the proportion of loans pledged to maintain an upward trend year by year. In the distribution of poor areas, the current decline in the quality of credit assets in the Yangtze River Delta has been the basic control. Overall, the current non-performing loans from developed areas to less developed areas. However, Sun Deshun said that CITIC Bank in underdeveloped theory相关的主题文章: